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=== What is the Debt Collective? ===
 
=== What is the Debt Collective? ===
As part of our work in Strike Debt, we launched the Rolling Jubilee to promote public education about the injustice of requiring public goods, such as education and healthcare, to be personally debt-financed. Rolling Jubilee was intended to be a spark and not a solution, and our long-term aim has always been to transform personal grievances into collective political action by helping people realize that they are not “a loan.” Debt collectives, effectively debtors' unions, are the next stage. Only by organizing together, through the pursuit of collective bargaining and debt strikes, can we fight back against creditors.
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in 2012, we launched the Rolling Jubilee as a public education campaign about the injustice of requiring public goods, such as education and healthcare, to be personally debt-financed. Our long-term aim is to transform personal grievances into collective political action by helping people realize that they are not “a loan.” Only by organizing together, through the pursuit of collective bargaining and debt strikes, can we fight back against creditors. The Debt Collective is a new membership organization that leverages our collective power as debtors by offering a shared platform for organization, advocacy, and direct action. Alone, our debts are a burden; together, they make us powerful
   
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[[File:red_square_pin.jpeg|frameless]]
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References:
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[https://debtcollective.org/ Debt Collective Website]
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[http://rollingjubilee.org/ Rolling Jubilee Website]
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=== Why join the Debt Collective? ===
 
=== Why join the Debt Collective? ===
Creditors profit from the data they have about our loans. We all owe, but we aren’t always sure who really profits from our loan payments. Who is at the end of that paper trail? We can learn where our money goes and who is profiting from those payments. We can also learn who stands to lose when we don’t pay. This kind of knowledge could help us work together to renegotiate our payments or even demand the cancellation of illegitimate debts.
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Creditors profit from the data they have about our loans. We all owe, but we aren’t always sure who really profits from our loan payments. Who is at the end of that paper trail? We can learn where our money goes and who is profiting from those payments. We can also learn who stands to lose when we don’t pay. This kind of knowledge could help us work together to renegotiate our payments, or even demand the cancellation of illegitimate debts.
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=== Resources ===
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* [[Understanding_Your_Debt|Understanding Your Debt]]
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* [[debt_glossary|Debt Glossary]]
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* [[municipal_debt|Municipal Debt]]
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* [[credit_scores|Credit Scores and Credit Reports]]
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* [[bankruptcy|Bankruptcy]]
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* [[debt_collection|Debt Collection]]
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* [[fringe_transaction_products|Check Cashers and Fringe Transaction Products]]
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* [[links|Links]]
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=== Collectives ===
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* [[solidarity_bloc|Solidarity Bloc]]
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* [[payday_loans|Payday Loans]]
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* [[housing_debt|Housing Debt]]
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* [[student_debt|Student Debt]]
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* [[auto_loans|Auto Loans]]
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* [[for-profit_colleges|For-Profit Colleges]]
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* [[court_fines_fees|Court Fines & Fees]]
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* [[medical_debt|Medical Debt]]
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* [[credit_card_debt|Credit Card Debt]]
  
 
=== This Wiki ===
 
=== This Wiki ===
We are just starting to edit this wiki, so any help is greatly encouraged. Here are some pages that need editing:
 
  
 
* [[press|Press]]
 
* [[press|Press]]
* [[corinthian|Corinthian Colleges]]
 
 
* [[strike|Debt Strike]]
 
* [[strike|Debt Strike]]
 
* [[Red_Square|The Red Square]]
 
* [[Red_Square|The Red Square]]
* [[navient|Navient (Sallie Mae)]]
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* [[other|Other]]
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=== Research Hub ===
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* [[General_Debt_Research_and_Stats|Debt Collection Research and Stats]]
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* [[Solidarity_Bloc_Research|Solidarity Bloc Research]]
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* [[payday_loans_research|Payday Loans Research]]
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* [[housing_debt_research|Housing Debt Research]]
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* [[Student_Debt_Research|Student Debt Research]]
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* [[auto_loans_research|Auto Loans Research]]
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* [[For-Profit_Colleges_Research|For-Profit Colleges Research]]
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* [[Court_Fines_and_Fees_Research|Court Fines & Fees Research]]
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* [[medical_debt_research|Medical Debt Research]]
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* [[Credit_Card_Debt_Research|Credit Card Debt Research]]
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* [[Credit_Scores_And_Credit_Reports_Research|Credit Scores and Credit Reports Research]]
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* [[Municipal_Debt_Research|Municipal Debt Research]]
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* [[Mapping_Research|Mapping Research]]
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* [[Debt_Collection_Research|Debt Collection Research]]

Latest revision as of 15:15, 22 February 2018

What is the Debt Collective?

in 2012, we launched the Rolling Jubilee as a public education campaign about the injustice of requiring public goods, such as education and healthcare, to be personally debt-financed. Our long-term aim is to transform personal grievances into collective political action by helping people realize that they are not “a loan.” Only by organizing together, through the pursuit of collective bargaining and debt strikes, can we fight back against creditors. The Debt Collective is a new membership organization that leverages our collective power as debtors by offering a shared platform for organization, advocacy, and direct action. Alone, our debts are a burden; together, they make us powerful
Red square pin.jpeg

References: Debt Collective Website Rolling Jubilee Website

Why join the Debt Collective?

Creditors profit from the data they have about our loans. We all owe, but we aren’t always sure who really profits from our loan payments. Who is at the end of that paper trail? We can learn where our money goes and who is profiting from those payments. We can also learn who stands to lose when we don’t pay. This kind of knowledge could help us work together to renegotiate our payments, or even demand the cancellation of illegitimate debts.


Resources

Collectives

This Wiki

Research Hub