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Creditors profit from the data they have about our loans. We all owe, but we aren’t always sure who really profits from our loan payments. Who is at the end of that paper trail? We can learn where our money goes and who is profiting from those payments. We can also learn who stands to lose when we don’t pay. This kind of knowledge could help us work together to renegotiate our payments, or even demand the cancellation of illegitimate debts.
 
Creditors profit from the data they have about our loans. We all owe, but we aren’t always sure who really profits from our loan payments. Who is at the end of that paper trail? We can learn where our money goes and who is profiting from those payments. We can also learn who stands to lose when we don’t pay. This kind of knowledge could help us work together to renegotiate our payments, or even demand the cancellation of illegitimate debts.
  
=== This Wiki ===
 
We are just starting to edit this wiki, so any help is greatly encouraged. Here are some pages that need editing:
 
  
* [[press|Press]]
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=== Resources ===
* [[strike|Debt Strike]]
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* [[Red_Square|The Red Square]]
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* [[navient|Navient (Sallie Mae)]]
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* [[activism|Student Debtor Activism]]
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* [[debt-collective-convergence|Debt Collective National Convergence]]
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* [[Understanding_Your_Debt|Understanding Your Debt]]
 
* [[Understanding_Your_Debt|Understanding Your Debt]]
 +
* [[debt_glossary|Debt Glossary]]
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* [[municipal_debt|Municipal Debt]]
 +
* [[credit_scores|Credit Scores and Credit Reports]]
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* [[bankruptcy|Bankruptcy]]
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* [[debt_collection|Debt Collection]]
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* [[fringe_transaction_products|Check Cashers and Fringe Transaction Products]]
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* [[links|Links]]
  
=== Corporate College Bankruptcy ===
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=== Collectives ===
  
* [[itt-tech-bankruptcy|ITT Tech ESI Bankruptcy]]
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* [[solidarity_bloc|Solidarity Bloc]]
* [[corinthian-bankruptcy|Corinthian Colleges Inc. Bankruptcy. - Everest | Heald | Wyotec]]
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* [[payday_loans|Payday Loans]]
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* [[housing_debt|Housing Debt]]
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* [[student_debt|Student Debt]]
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* [[auto_loans|Auto Loans]]
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* [[for-profit_colleges|For-Profit Colleges]]
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* [[court_fines_fees|Court Fines & Fees]]
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* [[medical_debt|Medical Debt]]
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* [[credit_card_debt|Credit Card Debt]]
  
=== For-Profit School Facts ===
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=== This Wiki ===
  
* [[corinthian|Corinthian Colleges]]
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* [[press|Press]]
* [[ITT_Tech|ITT Technical Institute]]
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* [[strike|Debt Strike]]
* [[EDMC|EDMC Operated Colleges]]
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* [[Red_Square|The Red Square]]
* [[phoenix|University of Phoenix]]
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* [[other|Other]]
* [[westwood|Westwood College]]
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* [[kaplan|Kaplan University]]
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* [[devry|DeVry University]]
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=== For-Profit College Student Loan Fraud ===
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What can you do about your fraudulent student loan debt?
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* [[DTR|Defense to Repayment]]
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* [[For_Profit_Fraud|For-Profit Student Loan Fraud]]
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* [[Garnishment|Defaulted Borrower Wage Garnishment]]
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=== Department of Education ===
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=== Research Hub ===
  
* [[education-department|Department of Education Facts]]
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* [[General_Debt_Research_and_Stats|Debt Collection Research and Stats]]
* [[borrower-defense-special-master|Borrower Defense Special Mater (BDSM) Joseph Smith]]
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* [[Solidarity_Bloc_Research|Solidarity Bloc Research]]
 +
* [[payday_loans_research|Payday Loans Research]]
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* [[housing_debt_research|Housing Debt Research]]
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* [[Student_Debt_Research|Student Debt Research]]
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* [[auto_loans_research|Auto Loans Research]]
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* [[For-Profit_Colleges_Research|For-Profit Colleges Research]]
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* [[Court_Fines_and_Fees_Research|Court Fines & Fees Research]]
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* [[medical_debt_research|Medical Debt Research]]
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* [[Credit_Card_Debt_Research|Credit Card Debt Research]]
 +
* [[Credit_Scores_And_Credit_Reports_Research|Credit Scores and Credit Reports Research]]
 +
* [[Municipal_Debt_Research|Municipal Debt Research]]
 +
* [[Mapping_Research|Mapping Research]]
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* [[Debt_Collection_Research|Debt Collection Research]]

Latest revision as of 16:15, 22 February 2018

What is the Debt Collective?

in 2012, we launched the Rolling Jubilee as a public education campaign about the injustice of requiring public goods, such as education and healthcare, to be personally debt-financed. Our long-term aim is to transform personal grievances into collective political action by helping people realize that they are not “a loan.” Only by organizing together, through the pursuit of collective bargaining and debt strikes, can we fight back against creditors. The Debt Collective is a new membership organization that leverages our collective power as debtors by offering a shared platform for organization, advocacy, and direct action. Alone, our debts are a burden; together, they make us powerful
Red square pin.jpeg

References: Debt Collective Website Rolling Jubilee Website

Why join the Debt Collective?

Creditors profit from the data they have about our loans. We all owe, but we aren’t always sure who really profits from our loan payments. Who is at the end of that paper trail? We can learn where our money goes and who is profiting from those payments. We can also learn who stands to lose when we don’t pay. This kind of knowledge could help us work together to renegotiate our payments, or even demand the cancellation of illegitimate debts.


Resources

Collectives

This Wiki

Research Hub