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What is the Debt Collective?

As part of our work in Strike Debt, we launched the Rolling Jubilee to promote public education about the injustice of requiring public goods, such as education and healthcare, to be personally debt-financed. Rolling Jubilee was intended to be a spark and not a solution, and our long-term aim has always been to transform personal grievances into collective political action by helping people realize that they are not “a loan.” Debt collectives, effectively debtors' unions, are the next stage. Only by organizing together, through the pursuit of collective bargaining and debt strikes, can we fight back against creditors.

Why join the Debt Collective?

Creditors profit from the data they have about our loans. We all owe, but we aren’t always sure who really profits from our loan payments. Who is at the end of that paper trail? We can learn where our money goes and who is profiting from those payments. We can also learn who stands to lose when we don’t pay. This kind of knowledge could help us work together to renegotiate our payments or even demand the cancellation of illegitimate debts.

This Wiki

We are just starting to edit this wiki, so any help is greatly encouraged. Here are some pages that need editing: